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Raymond E. Pinard, Founderof R.E. Pinard & Co., a respected resource on business and financial issues, has written and been referenced in a number of articles on these topics. Excerpts of articles appear below. To read the entire story, click on the article title.

Tax Cuts, Who Benefits?
You, Don and I
Most Americans and American businesses benefited from the 2001 tax cuts initiated by President Bush and passed by Congress. The solution is making the 2001 tax relief provisions permanent. The value of this solution is illustrated by Don, who came from a very modest, large working-class immigrant family in New Hampshire....
By Raymond E. Pinard
Founder, R. E. Pinard & Co.
New Hampshire Business Review, March 4, 2004

Assertiveness or Paralysis, You Choose
Exceptional focus is required in managing a business during difficult times
A stagnant U.S. economy, tight credit standards, and world economic and political turmoil has heightened the need for business owners to take action in controlling the revenues, expenses and cash flow of their companies....
By Raymond E. Pinard
Founder, R. E. Pinard & Co., March 2003

Taking Ownership
The facts you need to know before buying a business
"There is an appetite for companies that are profitable and that have a track record of growth and a proven business proposition," says Raymond E. Pinard, principal of RE Pinard & Co., Inc. a strategic and financial counseling firm. "They want sound management in place and to see there are opportunities for growth."
Business NH Magazine, December 2002
(PDF 60K file - Adobe Acrobat Reader required)

Perspective: Half Empty or Half Full?
The media continues to overwhelm us with news concerning corporate governance scandals, accounting scandals, falling stock indices, war, and many other uncertainties that we are forced to face every day. Little is said about the lowest inflation rates in four decades, low interest rates for consumers and businesses, moderate rates of unemployment, rising year-on-year profit performance for the majority of publicly held companies, and the billions of dollars available for investment opportunities....
By Raymond E. Pinard
Founder, R. E. Pinard & Co., August 2002

Goodwill: So Far, a Mixed Bag for Companies
A new rule set in place this year by the Financial Accounting Standards Board (FASB) on goodwill amortization has so far seen a mixed bag of results with some firms rushing to write down their goodwill and others expressing frustration in adopting the new standard....
By Ray Pinard, Founder and
Marlana Voudren, Accredited Valuation Analyst (AVA)
R. E. Pinard & Co., May 2002

Weathering the Recession
Tips for emerging intact from the economic downturn
"Don't panic, that's the first thing," says Raymond Pinard, principal of RE Pinard & Company, Inc. "Take a deep breath, step back and take an inventory of your strengths and weaknesses...."
Business NH Magazine, February 2002
(PDF 48K file - Adobe Acrobat Reader required)

Retail Outlook for the Holiday Season
Things that retail businesses can do in this difficult holiday environment
Advertising should be focused on your core market, not on the periphery.
  Closely examine inventory levels for this year as compared to the previous year....
By Raymond E. Pinard
Founder, R. E. Pinard & Co.
The Union Leader, October 25, 2001

Economic Stimulus: How Can We Get the Highest Impact?
Over the past several weeks various industries, special interest groups, and both major political parties have been vying for position with regard to the federal economic stimulus package that passed the House in late October and now being debated in the Senate....
By Raymond E. Pinard
Founder, R. E. Pinard & Co., October 2001

Tight Credit and Sluggish Economy Impacting Business Values
The picture is pretty clear in our minds by now. There's Alan Greenspan, Chairman of the Federal Reserve, entering a meeting where the Fed lowers interest rates in an attempt to boost the economy and loosen credit. It's happened six times this year alone, and there's good reason why the Fed is trying to help....
By Raymond E. Pinard
Founder, R. E. Pinard & Co., August 2001


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